Rewards

Fold secures Bitcoin holdings through institutional-grade cold storage provided by BitGo, one of the most established digital asset custodians in the industry. This custody arrangement includes up to $250 million in insurance coverage protecting against loss, theft, or mismanagement of funds. USD balances held within the app may qualify for FDIC insurance, adding another layer of protection for users who maintain dollar positions alongside their Bitcoin.

As a publicly traded company, Fold operates under regulatory scrutiny that requires transparent financial reporting and governance standards. The platform emphasizes clear pricing with no hidden account fees, publishing its fee structure openly including the spread on Bitcoin transactions. This combination of insured custody, public company accountability, and transparent fee disclosure provides meaningful assurances for users entrusting their funds to the platform.

Integrates with Shopify, WooCommerce, Square. Merchants join a global Bitcoin rewards network. Lightning-powered.

Clinch operates as a non-custodial platform where users retain control of their Bitcoin in their own Lightning wallets. Funds only move during active matches, eliminating the need to deposit money into platform-controlled accounts. THNDR acts as an oracle to verify game outcomes and facilitate peer-to-peer payments, but does not hold user balances between games.

The platform emphasizes fair play through identical game setups for both players in each match, skill-based matchmaking, and move hashing that allows server-side verification of all player actions. THNDR explicitly states no bots or fake accounts are used, with all competition occurring between real human players.

THNDR has maintained a presence on both Google Play and Apple App Store for several years, passing platform compliance requirements. There are no publicly documented security breaches or loss-of-funds incidents associated with the platform.